Terms & Conditions

Finquo Junior runs live, mentor-led financial-literacy sessions for children in Grades 5 to 8. This includes free webinars and paid programmes. The paid programme is 20 one-hour 1-on-1 sessions. Five bonus sessions are provided free after completion. What a paid programme includes (number of sessions, schedule and any bonuses) is described in the offer or payment form at the time you pay.

• Registrations and payments must be made by a parent or legal guardian.
• You're responsible for the details you give us being accurate, including the WhatsApp number and email we use for class links and reminders.
• Parents are welcome to sit in on sessions. Children who join on their own should do so with a parent's permission.

• Payments are processed securely by our payment partner, Cashfree Payments. We never see or store your card or bank details.
• Prices are in Indian Rupees (₹) for all countries. Any GST or other tax is shown before you pay.
• Special offers are valid only for the period stated in the offer. After that, the regular price applies.
• Bonuses included with an offer are provided as described in that offer and have no separate cash value.

Refunds and cancellations are covered by our Refund & Cancellation Policy.

• Sessions are held online on Zoom. You'll need a stable internet connection and a phone, tablet or laptop.
• Personal join links are for your family only. Please don't share them.
• We expect respectful behaviour from everyone in a session. We may remove anyone who disrupts a class.
• We may reschedule a session if a mentor is unavailable or for technical reasons. We'll tell you in advance whenever we can.
• Sessions may be recorded to improve teaching quality and to provide recordings to enrolled families. Recordings we share with you are for your family's personal use only.

Our sessions teach money concepts to children and families. They are for education only and are not investment, tax or financial advice. Examples, returns and figures used in sessions are illustrations, not promises. Investments such as mutual funds are subject to market risks, and past returns do not guarantee future returns. Please speak to a qualified adviser before making investment decisions.

When you register, we send class links, reminders and updates about your registration by WhatsApp and email, based on the choices you make on the form. We may also contact you about your child's learning and our programmes. You can stop promotional messages at any time — just tell us on WhatsApp or by email and we'll stop them.

Session materials, worksheets, recordings and other content belong to Finquo Junior. You may use them for your family's personal learning, but please don't copy, resell or publish them.

The completion certificate is issued by Finquo Junior.

We work hard to run every session smoothly, but we can't guarantee the website or live sessions will always be available or free of interruptions (for example, internet or Zoom outages). To the extent the law allows, our total liability to you for any claim is limited to the amount you paid us for the programme concerned.

How we collect and use your family's information is explained in our Privacy Policy.

We may update these terms from time to time. The "Last updated" date at the top shows when they last changed. Changes don't affect programmes you've already paid for.

These terms are governed by the laws of India. Any dispute will be subject to the courts of Kozhikode, Kerala.

FinQuo Versity And Edutech Private Limited (Finquo Junior)
Tower 2, 2nd Floor, 2/1149/I 94, 95, 96, HiLITE Business Park, Guruvayurappan College Road, Olavanna, Kozhikode, Kerala - 673014
📧 info@finquo.ai · 💬 +91 97450 01121 (WhatsApp)